:root{--red:#B41C27;--navy:#132E58;--white:#fff;--ink:#1c2b43;--mist:#eef2f7;--line:#d5dde8}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);padding-bottom:68px}
svg{max-width:100%}a{color:var(--navy)}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.15;margin:0 0 .5em}
h1{font-size:clamp(2rem,6vw,3.4rem)}h2{font-size:clamp(1.5rem,4vw,2.2rem)}h3{font-size:1.2rem}
.w{max-width:1100px;margin:0 auto;padding:0 20px}section{padding:56px 0}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
:focus-visible{outline:3px solid var(--red);outline-offset:2px}
header :focus-visible,.hero :focus-visible,.band :focus-visible,footer :focus-visible,.sticky :focus-visible{outline-color:#fff}
header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20;border-bottom:3px solid var(--red)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.logo{display:flex;align-items:center;gap:8px;color:#fff;text-decoration:none;font:700 1.02rem Georgia,serif;letter-spacing:.06em;text-transform:uppercase}
nav ul{list-style:none;margin:0;padding:0;display:flex;gap:2px;align-items:center}
nav a{color:#fff;text-decoration:none;padding:12px 9px;display:block;font-size:.9rem}nav a:hover{text-decoration:underline}
.menu{display:none;background:none;border:2px solid #fff;color:#fff;min-height:44px;min-width:44px;border-radius:6px;font:inherit;cursor:pointer}
@media(max-width:1080px){.menu{display:block}nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--navy);padding:8px 20px 16px}nav.open{display:block}nav ul{flex-direction:column;align-items:stretch}}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:6px;font-weight:700;text-decoration:none;border:2px solid transparent;transition:background .15s,color .15s}
nav a.btn{padding:0 18px;font-size:.95rem}
.btn-r{background:var(--red);color:#fff}.btn-r:hover{background:#8f1620}
.btn-o{border-color:#fff;color:#fff}.btn-o:hover{background:#fff;color:var(--navy)}
.btn-n{border-color:var(--navy);color:var(--navy)}.btn-n:hover{background:var(--navy);color:#fff}
.hero{background:var(--navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cpath d='M60 18l5 15h16l-13 9 5 15-13-9-13 9 5-15-13-9h16z' fill='%23fff' fill-opacity='.05'/%3E%3C/svg%3E");color:#fff;padding:72px 0}
.hero h1{color:#fff}.hero p{max-width:640px;font-size:1.12rem}
.eyebrow{font-weight:700;letter-spacing:.12em;text-transform:uppercase;font-size:.8rem;border-left:4px solid var(--red);padding-left:10px}
.crumb{font-size:.9rem}.crumb a{color:#fff}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--navy);border-radius:6px;padding:22px}
.card svg{width:36px;height:36px;color:var(--red)}
.alt{background:var(--mist)}.band{background:var(--navy);color:#fff;text-align:center}.band h2{color:#fff}.band .btns{justify-content:center}
.chips{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:8px}.chips li{background:#fff;border:1px solid var(--line);border-radius:99px;padding:6px 14px}
details{border-bottom:1px solid var(--line);padding:6px 0}summary{cursor:pointer;font-weight:700;color:var(--navy);min-height:44px;display:flex;align-items:center}
ol.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
ol.steps li{counter-increment:s;padding-left:50px;position:relative}
ol.steps li:before{content:counter(s);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;background:var(--red);color:#fff;font-weight:700;display:grid;place-items:center}
form{display:grid;gap:16px;max-width:560px}label{font-weight:700;display:block;margin-bottom:4px}
input,select,textarea{width:100%;min-height:48px;padding:10px 12px;font:inherit;border:2px solid #7d8da5;border-radius:6px}
.err{color:#9b1620;font-weight:700}.note{background:var(--mist);border-left:4px solid var(--navy);padding:12px 16px;border-radius:0 6px 6px 0}
footer{background:var(--navy);color:#fff;padding:40px 0 24px;font-size:.95rem}footer a{color:#fff}
footer .grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}footer ul{list-style:none;padding:0;margin:0}footer li{padding:4px 0}footer h2{color:#fff;font-size:1.05rem}
.sticky{position:fixed;left:0;right:0;bottom:0;z-index:30;display:none;gap:8px;padding:8px;background:var(--navy);border-top:3px solid var(--red)}.sticky .btn{flex:1}
@media(max-width:700px){.sticky{display:flex}}@media(min-width:701px){body{padding-bottom:0}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.hero{border-bottom:6px solid var(--red)}

.logo img{width:44px;height:44px;object-fit:contain;background:#fff;border-radius:50%;padding:2px}
.herogrid{display:grid;gap:28px;align-items:center}
.himg{width:100%;aspect-ratio:4/5;max-height:320px;object-fit:cover;object-position:50% 40%;border-radius:6px;border:4px solid #fff}
@media(min-width:900px){.herogrid{grid-template-columns:1.1fr .9fr}.himg{max-height:520px}}
.pimg{display:block;width:100%;max-width:560px;aspect-ratio:4/3;object-fit:cover;border-radius:6px;margin:0 0 24px}

.ba{display:block;width:100%;max-width:440px;height:auto;border-radius:6px;margin:0 0 24px}
.ba.wide{max-width:760px}
.fig img{display:block;width:100%;height:auto;border-radius:6px}

.split{display:grid;gap:24px}
.split .ba{margin:0;max-width:none}
@media(min-width:800px){.split{grid-template-columns:1fr 380px;align-items:start;gap:40px}}

.logo img{padding:0;width:48px;height:48px;object-fit:cover}